$995,000
533 Navajo Trail, Kimberling City, MO 65686
- Bedrooms
- 7
- Bathrooms
- 7
- Square feet
- 5,560
- Lot
- 0.34 ac
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- Built 2002
- 5-car garage
- Basement
- Waterfront
- Shop / outbuilding
- No HOA
- Reeds Spring schools
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About this home
Three distinct stays. One exceptional lakefront investment! Beautifully updated, turn-key & nightly rental approved, this high-performing Table Rock Lake retreat pairs lake views with three units under one roof for outstanding owner & guest flexibility. Two rental permits & ample upper/lower parking with easy walk-in access add to the appeal. The main residence welcomes with an attached three-car garage & covered entry opening to a stunning great room. An iconic rock wall, striking fireplace, vaulted tongue/groove ceiling & oversized windows set the scene for gathering, while open living/dining flows onto a covered deck overlooking the lake. Cool breezes & nature's soundtrack invite everyone to slow down & stay awhile. Thoughtfully arranged for privacy & enjoyment, lightly themed rooms & playful touches including wall chess make every corner memorable. Five bedrooms, 4.5 baths, a movie room & bunk room accommodate the whole gang, with two spacious primary ensuites: the charming Dandelion & bird-inspired Aviary rooms. Downstairs, the popular spa retreat creates a getaway of its own: an open studio with sauna, jetted tub, massage chair & walkout to a covered deck. A separate, oversized two-bedroom owner's apartment offers personal accommodations or additional guest flexibility. Guest laundry, generous housekeeping/storage space & an oversized two-car garage/workshop keep lake toys & behind-the-scenes operations organized. Follow the short path behind the home to the water, or stroll to the swimming beach behind the community dock. A 10x30 boat slip with lift is available for additional $. A community boat ramp just minutes away makes launching easy, while boat-up restaurants, favorite fishing spots & peaceful coves await nearby by water. Host a crowd, enjoy your own lake escape & explore the possibilities of three versatile spaces. Table Rock Lake is calling! BONUS: New bedroom carpet to be installed by end of November 2026 yay!!!
Facts and features
Interior
- Levels
- Three Or More
- Basement
- Concrete, Utility, Storage Space, Interior Entry, Apartment, Finished, Exterior Entry, Walk-Out Access, Full
- Fireplace
- Yes
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Free-Standing Electric Oven, Dryer, Washer, Exhaust Fan, Refrigerator, Water Softener Owned, Electric Water Heater, Disposal
- Laundry
- In Basement
- Features
- W/D Hookup, Granite Counters, Vaulted Ceiling(s), Walk-In Closet(s), Walk-in Shower, Jetted Tub
Exterior and lot
- Garage
- 5 spaces
- Parking
- Parking Space, Workshop in Garage, Garage Faces Side, Garage Faces Front, Driveway, Basement
- Lot
- 0.34 acres
- Lot features
- Water View, Lake View, Waterfront, Lake Front
- Roof
- Composition
- Construction
- Stone, Vinyl Siding
- Patio / porch
- Covered, Deck
Utilities
- Sewer
- Shared Septic
- Water
- Private Well
- Heating
- Heat Pump, Central
- Cooling
- Central Air, Ceiling Fan(s), Heat Pump
- Utilities
- Cable Available
Cost and details
- Taxes
- $6,183/yr (2025)
- HOA / COA dues
- None
- Financing the seller will consider
- Cash, VA, USDA/RD, FHA, Conventional
- Year built
- 2002
- Type
- Single Family Residence
- Style
- Traditional
- Subdivision
- Arrowhead Estates
- County
- Stone
Good to know
-
Internet
- Fiber up to 2.5 Gbps: White River Connect
- Cable up to 940 Mbps: Optimum
- DSL up to 100 Mbps: Brightspeed
- Fixed wireless up to 400 Mbps: AT&T, T-Mobile, Table Rock Broadband, Total HighSpeed Internet Solutions and 1 more
What providers report for this area. Ask them about this exact address.
-
USDA loan
Appears to be in a USDA-eligible area, so 0% down may be possible. Income limits apply.
-
Flood zone
Not in a FEMA high-risk flood zone (Zone X, minimal risk).
-
City limits
Outside city limits (unincorporated Stone County).
-
Water and sewer
Water: Private Well · Sewer: Shared Septic
-
Assigned schools
Reeds Spring schools
- Reeds Spring
- Reeds Spring
- Reeds Spring
Look up state report cards (Missouri DESE, opens in a new tab)
On the state site, pick the Reeds Spring district, then the school. Assignments can change, so confirm with the district.
Internet comes from the FCC National Broadband Map (data as of December 2025). Flood zone, USDA and city limits come from public FEMA, USDA and Census maps for this home’s map location; water, sewer and schools come from the MLS listing. Map lines can be off near a boundary, so confirm with your lender, a flood certificate or the city before you buy.
Estimated payment
—/mo
- Principal and interest
- —
- Property tax
- —
- Homeowners insurance (est.)
- —
- Mortgage insurance (PMI)
- —
Loan amount —. Rate: Freddie Mac weekly national average for this loan term, week of Oct 29, 2026. Tax: from the MLS listing. Insurance: estimated at 0.75% of the price per year. See loan programs in Springfield
Get exact numbers
Adam Swenka at Flat Branch Home Loans, a local lender we work with, can send you real numbers for this home: rate, monthly payment and cash to close.
Estimate only. Not a loan offer, rate quote or commitment to lend. This calculator is for general information and illustration. Your actual rate, payment, mortgage insurance, fees and loan eligibility depend on your credit, income, down payment, loan program and lender, and are determined only by a licensed mortgage lender. The rate shown is Freddie Mac's Primary Mortgage Market Survey national weekly average and may not be available to you. Property taxes are based on the current owner's assessment and may change after a sale; insurance is a rough estimate, and actual premiums vary by home, coverage and insurer. Albers Real Estate Group is a real estate brokerage, not a mortgage lender. Talk to a licensed lender for a personalized quote.
Location
Neighborhood
Arrowhead Estates
How far is it?
- Downtown Springfield (Park Central Square) 41 mi
- Springfield-Branson National Airport 43 mi
Straight-line miles. Driving distance is longer.
Guides for this home
Financing
More homes like this
Living in Kimberling City
Quick answers
What school district is 533 Navajo Trail in?
533 Navajo Trail is in the Reeds Spring school district, according to the MLS listing. The assigned high school is Reeds Spring.
Is it on city sewer?
No, it has a septic system. The MLS lists the sewer as: Shared Septic.
Is there an HOA?
No. The listing shows no homeowners association.
What kind of loan can I use on this home?
The seller will consider Cash, VA, USDA/RD, FHA and Conventional offers, according to the MLS listing. Whether a specific loan works also depends on your lender and the appraisal.
How long has it been on the market?
It has been listed for 4 days.
Is 533 Navajo Trail in a flood zone?
No. FEMA's flood map shows this home's map location outside high-risk flood zones (Zone X, minimal risk).
What internet is available at 533 Navajo Trail?
The FCC National Broadband Map shows these for the area: Fiber up to 2.5 Gbps: White River Connect; Cable up to 940 Mbps: Optimum; DSL up to 100 Mbps: Brightspeed; Fixed wireless up to 400 Mbps: AT&T, T-Mobile, Table Rock Broadband, Total HighSpeed Internet Solutions and 1 more. Check with providers for this exact address.
Is 533 Navajo Trail eligible for a USDA loan?
It appears to be in a USDA-eligible area on USDA's eligibility map, so a 0%-down USDA loan may be possible. Income limits apply, and the lender makes the final call.
Is it inside city limits?
No. The MLS lists 533 Navajo Trail as outside city limits.
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Listing data last updated November 3, 2026 at 12:01 pm CST. Source: Southern Missouri Regional MLS (SOMO). MLS #60337389.
The data relating to real estate for sale on this web page comes in part from the Internet Data Exchange (IDX) of the Southern Missouri Regional MLS. Real estate listings held by brokerage firms other than Albers Real Estate Group are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is not guaranteed, and all information should be verified by the consumer. Any representation that a web site contains all listings shall only mean that the web site contains all listings available to the public through the IDX data feed. There may be other properties offered through a REALTOR® that have not been displayed on this site. © 2026 Southern Missouri Regional MLS. All rights reserved.