$175,000 Reduced $10,000 on Oct 21
504 E Cozy Street, Springfield, MO 65807
- Bedrooms
- 2
- Bathrooms
- 1
- Square feet
- 896
- Lot
- 0.14 ac
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- Built 1949
- 1-car garage
- Main-level primary
- Fenced yard
- Shop / outbuilding
- No HOA
- Springfield schools
Compared to similar homes
Listed at $195 per square foot, about 4% above the $188/sq ft median of 9 similar homes for sale or under contract in ZIP code 65807.
Similar homes for sale have been listed a median of 27 days.
9 listings (2 under contract) in ZIP code 65807: single family residence, 2 bedrooms, 0.5–1.5 baths, 716–1,076 sq ft. Days on market is the median for the 7 still for sale. List prices from the MLS, not sold prices. Comparison by Albers Real Estate Group. Questions about the price? Call or text our team at 417-413-4305.
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About this home
Come in and ''cozy'' up in this charming two-bedroom cottage, tucked beneath the mature trees of Springfield's beloved Phelps Grove neighborhood. Much of the home's original character has been thoughtfully preserved, including beautiful hardwood floors, built-in details, and inviting spaces that make every square foot feel like home. The living room offers a warm welcome with a decorative fireplace and large windows that fills the space with natural light. From there, continue into the kitchen and dining area, perfect for gathering. Just off the kitchen, access the backyard or stairs leading to a spacious basement with plenty of room for a second living area or additional storage, along with the home's laundry area. The home offers two bedrooms, including a versatile second bedroom with built-in cabinetry that could easily serve as a home office, creative space, or guest room. Outside, the yard feels private with plenty of space enjoy time outdoors. One dedicated stall within the detached garage provides covered parking, while a separate attached flex space offers possibilities for a workshop, studio, hobby room, or storage. A additional storage shed provides even more room for tools and outdoor equipment. Just minutes from Phelps Grove Park and centrally located near some of Springfield's favorite local spots, this sweet home offers character, convenience, and a cozy place to make your own. Call for your private showing today!
Facts and features
Interior
- Levels
- One
- Basement
- None
- Fireplace
- No
- Flooring
- Hardwood
- Appliances
- Dishwasher, Gas Water Heater, Free-Standing Electric Oven, Dryer, Washer, Microwave, Refrigerator, Disposal
- Laundry
- In Basement
- Features
- W/D Hookup, Internet - Fiber Optic, Solid Surface Counters, Laminate Counters, High Speed Internet
Exterior and lot
- Garage
- 1 spaces
- Parking
- Garage Door Opener, Workshop in Garage, Shared Driveway, Garage Faces Front
- Lot
- 0.14 acres
- Lot features
- Landscaping, Few Trees, Level
- Fence
- Privacy, Chain Link, Wood
- Roof
- Composition
- Construction
- Stucco
- Patio / porch
- Patio, Deck
Utilities
- Sewer
- Public Sewer
- Water
- City (Public)
- Heating
- Central
- Cooling
- Central Air
Cost and details
- Taxes
- $985/yr (2025)
- HOA / COA dues
- None
- Financing the seller will consider
- Cash, Conventional
- Year built
- 1949
- Type
- Single Family Residence
- Style
- Traditional
- Subdivision
- Marlborough
- County
- Greene
Good to know
-
Internet
- Fiber up to 5 Gbps: AT&T, Brightspeed
- Cable up to 1 Gbps: Mediacom Xtream
- DSL up to 50 Mbps: AT&T
- Fixed wireless up to 100 Mbps: AT&T, T-Mobile, Total HighSpeed Internet Solutions, Verizon
What providers report for this area. Ask them about this exact address.
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USDA loan
Not in a USDA-eligible area, so USDA home loans aren’t available here.
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Flood zone
Not in a FEMA high-risk flood zone (Zone X, minimal risk).
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City limits
Inside Springfield city limits · Greene County.
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Water and sewer
Water: City (Public) · Sewer: Public Sewer
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Utility costs
City Utilities can show this address’s utility usage and costs for the last 12 months.
Look up past utility costs (City Utilities Average Bill Report, opens in a new tab)
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Assigned schools
Springfield schools
- SGF-Sunshine
- SGF-Jarrett
- SGF-Parkview
Look up state report cards (Missouri DESE, opens in a new tab)
On the state site, pick the Springfield district, then the school. Assignments can change, so confirm with the district.
Internet comes from the FCC National Broadband Map (data as of December 2025). Flood zone, USDA and city limits come from public FEMA, USDA and Census maps for this home’s map location; water, sewer and schools come from the MLS listing. Map lines can be off near a boundary, so confirm with your lender, a flood certificate or the city before you buy.
Estimated payment
—/mo
- Principal and interest
- —
- Property tax
- —
- Homeowners insurance (est.)
- —
- Mortgage insurance (PMI)
- —
Loan amount —. Rate: Freddie Mac weekly national average for this loan term, week of Oct 29, 2026. Tax: from the MLS listing. Insurance: estimated at 0.75% of the price per year. See loan programs in Springfield
Get exact numbers
Adam Swenka at Flat Branch Home Loans, a local lender we work with, can send you real numbers for this home: rate, monthly payment and cash to close.
Estimate only. Not a loan offer, rate quote or commitment to lend. This calculator is for general information and illustration. Your actual rate, payment, mortgage insurance, fees and loan eligibility depend on your credit, income, down payment, loan program and lender, and are determined only by a licensed mortgage lender. The rate shown is Freddie Mac's Primary Mortgage Market Survey national weekly average and may not be available to you. Property taxes are based on the current owner's assessment and may change after a sale; insurance is a rough estimate, and actual premiums vary by home, coverage and insurer. Albers Real Estate Group is a real estate brokerage, not a mortgage lender. Talk to a licensed lender for a personalized quote.
Price history
| Date | Event | Price |
|---|---|---|
| Oct 21, 2026 | Price reduced $10,000 | $175,000 |
Location
Neighborhood
Marlborough
How far is it?
- Downtown Springfield (Park Central Square) 1.3 mi
- Mercy Hospital Springfield 1.1 mi
- Cox Medical Center South 3.2 mi
- Missouri State University 0.8 mi
- Springfield-Branson National Airport 6.8 mi
Straight-line miles. Driving distance is longer.
Guides for this home
Financing
Living in Springfield
Quick answers
What school district is 504 E Cozy Street in?
504 E Cozy Street is in the Springfield school district, according to the MLS listing. The assigned high school is SGF-Parkview.
Is it on city sewer?
Yes. The MLS lists the sewer as: Public Sewer.
Is there an HOA?
No. The listing shows no homeowners association.
What kind of loan can I use on this home?
The seller will consider Cash and Conventional offers, according to the MLS listing. Whether a specific loan works also depends on your lender and the appraisal.
How long has it been on the market?
It has been listed for 54 days.
Is 504 E Cozy Street in a flood zone?
No. FEMA's flood map shows this home's map location outside high-risk flood zones (Zone X, minimal risk).
What internet is available at 504 E Cozy Street?
The FCC National Broadband Map shows these for the area: Fiber up to 5 Gbps: AT&T, Brightspeed; Cable up to 1 Gbps: Mediacom Xtream; DSL up to 50 Mbps: AT&T; Fixed wireless up to 100 Mbps: AT&T, T-Mobile, Total HighSpeed Internet Solutions, Verizon. Check with providers for this exact address.
Is 504 E Cozy Street eligible for a USDA loan?
No. USDA's eligibility map shows this location outside USDA-eligible areas.
Is it inside city limits?
Yes. The MLS lists 504 E Cozy Street as inside city limits.
Is this home priced high or low for the area?
A little higher than average. It is listed at $195 per square foot, about 4% above the $188/sq ft median of 9 similar homes for sale or under contract in ZIP code 65807. Price per square foot doesn't capture condition, updates or the lot, so use it as a starting point.
Has the price changed?
Yes. The price was reduced $10,000 on October 21, 2026, from $185,000 to $175,000.
Similar homes nearby
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Listing data last updated November 3, 2026 at 4:16 pm CST. Source: Southern Missouri Regional MLS (SOMO). MLS #60333616.
The data relating to real estate for sale on this web page comes in part from the Internet Data Exchange (IDX) of the Southern Missouri Regional MLS. Real estate listings held by brokerage firms other than Albers Real Estate Group are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is not guaranteed, and all information should be verified by the consumer. Any representation that a web site contains all listings shall only mean that the web site contains all listings available to the public through the IDX data feed. There may be other properties offered through a REALTOR® that have not been displayed on this site. © 2026 Southern Missouri Regional MLS. All rights reserved.