$319,900
3649 S 227th Road, Louisburg, MO 65685
- Bedrooms
- 4
- Bathrooms
- 2
- Square feet
- 1,920
- Lot
- 2.4 ac
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- Built 2016
- Main-level primary
- Basement
- No HOA
- Halfway schools
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About this home
Uniquely fun design with this newer home on small acreage. One floor offers living room, guest bedroom and eat-in kitchen as well as large laundry and additional utility room, plus an interior entry storm shelter/safe room that goes the entire length of the home with shelving for storing those canned goods or prepping for emergency situation. The level above offers 3 bedrooms including a primary bed and bath. Lots of storage available to include large walk-in closet in primary suite. Outside is perimeter fencing, wet-weather creek and trails for enjoyment and wild-life watching. So much to offer on a quiet 2.4 acres. Buyer and agent to do their own due diligence regarding square footage and available internet types.
Facts and features
Interior
- Levels
- One
- Basement
- Partially Finished, Full
- Fireplace
- No
- Flooring
- Carpet, Vinyl, Tile
- Appliances
- Dishwasher, Free-Standing Electric Oven, Refrigerator
- Laundry
- Main Floor
- Features
- High Speed Internet, Internet - Satellite, W/D Hookup
Exterior and lot
- Lot
- 2.4 acres
- Lot features
- Acreage, Wet Weather Creek
- Fence
- Barbed Wire, Wire
- Roof
- Composition
- Patio / porch
- Covered
Utilities
- Sewer
- Septic Tank
- Water
- Private Well
- Heating
- Central
- Cooling
- Central Air, Ceiling Fan(s)
Cost and details
- Taxes
- $923/yr (2024)
- HOA / COA dues
- None
- Financing the seller will consider
- Cash, VA, USDA/RD, FHA, Conventional
- Year built
- 2016
- Type
- Single Family Residence
- Subdivision
- Oak Shadows
- County
- Polk
Good to know
-
Internet
- DSL: Brightspeed
- Fixed wireless up to 400 Mbps: AT&T, T-Mobile, Total HighSpeed Internet Solutions, Wisper ISP, LLC
No fiber or cable is mapped in this area. Starlink is a popular option in rural Missouri.
What providers report for this area. Ask them about this exact address.
-
USDA loan
Appears to be in a USDA-eligible area, so 0% down may be possible. Income limits apply.
-
Flood zone
Not in a FEMA high-risk flood zone (Zone X, minimal risk).
-
City limits
The listing says inside city limits; the Census map shows it outside. Confirm with the city.
-
Water and sewer
Water: Private Well · Sewer: Septic Tank
-
Assigned schools
Halfway schools
- Halfway
- Halfway
- Halfway
Look up state report cards (Missouri DESE, opens in a new tab)
On the state site, pick the Halfway district, then the school. Assignments can change, so confirm with the district.
Internet comes from the FCC National Broadband Map (data as of December 2025). Flood zone, USDA and city limits come from public FEMA, USDA and Census maps for this home’s map location; water, sewer and schools come from the MLS listing. Map lines can be off near a boundary, so confirm with your lender, a flood certificate or the city before you buy.
Estimated payment
—/mo
- Principal and interest
- —
- Property tax
- —
- Homeowners insurance (est.)
- —
- Mortgage insurance (PMI)
- —
Loan amount —. Rate: Freddie Mac weekly national average for this loan term, week of Oct 29, 2026. Tax: from the MLS listing. Insurance: estimated at 0.75% of the price per year. See loan programs in Springfield
Get exact numbers
Adam Swenka at Flat Branch Home Loans, a local lender we work with, can send you real numbers for this home: rate, monthly payment and cash to close.
Estimate only. Not a loan offer, rate quote or commitment to lend. This calculator is for general information and illustration. Your actual rate, payment, mortgage insurance, fees and loan eligibility depend on your credit, income, down payment, loan program and lender, and are determined only by a licensed mortgage lender. The rate shown is Freddie Mac's Primary Mortgage Market Survey national weekly average and may not be available to you. Property taxes are based on the current owner's assessment and may change after a sale; insurance is a rough estimate, and actual premiums vary by home, coverage and insurer. Albers Real Estate Group is a real estate brokerage, not a mortgage lender. Talk to a licensed lender for a personalized quote.
Location
Neighborhood
Oak Shadows
How far is it?
- Downtown Springfield (Park Central Square) 36 mi
- Springfield-Branson National Airport 34 mi
Straight-line miles. Driving distance is longer.
Guides for this home
Financing
Quick answers
What school district is 3649 S 227th Road in?
3649 S 227th Road is in the Halfway school district, according to the MLS listing. The assigned high school is Halfway.
Is it on city sewer?
No, it has a septic system. The MLS lists the sewer as: Septic Tank.
Is there an HOA?
No. The listing shows no homeowners association.
What kind of loan can I use on this home?
The seller will consider Cash, VA, USDA/RD, FHA and Conventional offers, according to the MLS listing. Whether a specific loan works also depends on your lender and the appraisal.
How long has it been on the market?
It has been listed for 36 days.
Is 3649 S 227th Road in a flood zone?
No. FEMA's flood map shows this home's map location outside high-risk flood zones (Zone X, minimal risk).
What internet is available at 3649 S 227th Road?
The FCC National Broadband Map shows these for the area: DSL: Brightspeed; Fixed wireless up to 400 Mbps: AT&T, T-Mobile, Total HighSpeed Internet Solutions, Wisper ISP, LLC. No fiber or cable is mapped in this area. Starlink is a popular option in rural Missouri. Check with providers for this exact address.
Is 3649 S 227th Road eligible for a USDA loan?
It appears to be in a USDA-eligible area on USDA's eligibility map, so a 0%-down USDA loan may be possible. Income limits apply, and the lender makes the final call.
Is it inside city limits?
Yes. The MLS lists 3649 S 227th Road as inside city limits.
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Listing courtesy of Main Street Realty · (417) 345-4366
Listing data last updated November 3, 2026 at 1:16 pm CST. Source: Southern Missouri Regional MLS (SOMO). MLS #60335026.
The data relating to real estate for sale on this web page comes in part from the Internet Data Exchange (IDX) of the Southern Missouri Regional MLS. Real estate listings held by brokerage firms other than Albers Real Estate Group are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is not guaranteed, and all information should be verified by the consumer. Any representation that a web site contains all listings shall only mean that the web site contains all listings available to the public through the IDX data feed. There may be other properties offered through a REALTOR® that have not been displayed on this site. © 2026 Southern Missouri Regional MLS. All rights reserved.