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Active Listed 48 days ago · MLS #60334017

$459,500

3339 Highway 123, Humansville, MO 65674

Bedrooms
3
Bathrooms
2
Square feet
2,576
Lot
11.4 ac
  • Built 2003
  • 4-car garage
  • Main-level primary
  • Basement
  • Shop / outbuilding
  • Horses allowed
  • No HOA
  • Humansville schools

Ask about this home

Ask about this home, the neighborhood, or how buying works. Instant answers from our AI, with a local Realtor when you want one.

About this home

If you've been looking for a place to put down roots and enjoy a little more space, this one is ready for you. Situated on 12 acres, this exceptionally well-cared-for 3-bedroom, 2-bath home offers approximately 2,576 square feet of finished living space and a property thoughtfully set up for a more self-sufficient way of life.From the moment you step inside, the care given to this home is immediately apparent. The main living area is inviting and exceptionally clean, flowing naturally into the kitchen and dining space. Both bathrooms have been beautifully remodeled, along with fresh paint, new tile, updated fixtures, and thoughtful improvements throughout. Entertaining continues onto the full back deck, where you can relax and take in the peaceful view across the acreage.The primary bedroom is conveniently located on the main level, while the full finished basement adds an entirely new level of usable space. A large second living area offers plenty of room for a game room, family room, or entertaining space, with an additional area perfect for a home office. You'll also find abundant storage with plenty of room for canned goods, pantry staples, and everything that comes along with country living.Outside is where this property really comes together. A newly built 28' x 24' two-car shop is fully insulated and equipped with wood heat for comfortable year-round use. A whole-home Generac generator adds peace of mind, while the storage shed, chicken coop, established garden beds, and other improvements add to the functionality of the property.With 11+ manageable acres and so much already in place, this property offers the space and freedom to garden, raise chickens, tackle projects in the shop, or simply enjoy having room of your own.

Facts and features

Interior

Levels
One
Basement
Utility, Storage Space, Interior Entry, Walk-Up Access, Finished, Full
Fireplace
No
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Electric Cooktop, Built-In Electric Oven, Refrigerator, Electric Water Heater, Dishwasher
Laundry
In Basement
Features
Walk-in Shower, In-Law Floorplan, Laminate Counters, W/D Hookup

Exterior and lot

Garage
4 spaces
Parking
Driveway, Workshop in Garage, Private, Garage Faces Front
Lot
11.4 acres
Lot features
Acreage, Horses Allowed, Pasture, Level, Landscaping
Fence
Barbed Wire
Roof
Composition
Construction
Vinyl Siding
Patio / porch
Front Porch, Rear Porch

Utilities

Sewer
Septic Tank
Water
Private Well
Heating
Central
Cooling
Central Air

Cost and details

Taxes
$1,220/yr (2025)
HOA / COA dues
None
Financing the seller will consider
Cash, VA, USDA/RD, FHA, Conventional
Year built
2003
Type
Single Family Residence
Style
Country
Subdivision
N/A
County
Polk

Good to know

  • Internet

    • DSL up to 100 Mbps: Brightspeed
    • Fixed wireless up to 400 Mbps: T-Mobile, Verizon, Wisper ISP, LLC

    No fiber or cable is mapped in this area. Starlink is a popular option in rural Missouri.

    What providers report for this area. Ask them about this exact address.

  • USDA loan

    Appears to be in a USDA-eligible area, so 0% down may be possible. Income limits apply.

  • Flood zone

    Not in a FEMA high-risk flood zone (Zone X, minimal risk).

  • City limits

    Outside city limits (unincorporated Polk County).

  • Water and sewer

    Water: Private Well · Sewer: Septic Tank

  • Assigned schools

    Humansville schools

    • Humansville
    • Humansville
    • Humansville

    Look up state report cards (Missouri DESE, opens in a new tab)

    On the state site, pick the Humansville district, then the school. Assignments can change, so confirm with the district.

Internet comes from the FCC National Broadband Map (data as of December 2025). Flood zone, USDA and city limits come from public FEMA, USDA and Census maps for this home’s map location; water, sewer and schools come from the MLS listing. Map lines can be off near a boundary, so confirm with your lender, a flood certificate or the city before you buy.

Estimated payment

—/mo

Principal and interest
—
Property tax
—
Homeowners insurance (est.)
—
Mortgage insurance (PMI)
—

Loan amount —. Rate: Freddie Mac weekly national average for this loan term, week of Oct 29, 2026. Tax: from the MLS listing. Insurance: estimated at 0.75% of the price per year. See loan programs in Springfield

Location

Neighborhood

N/A

How far is it?

  • Downtown Springfield (Park Central Square) 42 mi
  • Springfield-Branson National Airport 38 mi

Straight-line miles. Driving distance is longer.

Quick answers

What school district is 3339 Highway 123 in?

3339 Highway 123 is in the Humansville school district, according to the MLS listing. The assigned high school is Humansville.

Is it on city sewer?

No, it has a septic system. The MLS lists the sewer as: Septic Tank.

Is there an HOA?

No. The listing shows no homeowners association.

What kind of loan can I use on this home?

The seller will consider Cash, VA, USDA/RD, FHA and Conventional offers, according to the MLS listing. Whether a specific loan works also depends on your lender and the appraisal.

How long has it been on the market?

It has been listed for 48 days.

Is 3339 Highway 123 in a flood zone?

No. FEMA's flood map shows this home's map location outside high-risk flood zones (Zone X, minimal risk).

What internet is available at 3339 Highway 123?

The FCC National Broadband Map shows these for the area: DSL up to 100 Mbps: Brightspeed; Fixed wireless up to 400 Mbps: T-Mobile, Verizon, Wisper ISP, LLC. No fiber or cable is mapped in this area. Starlink is a popular option in rural Missouri. Check with providers for this exact address.

Is 3339 Highway 123 eligible for a USDA loan?

It appears to be in a USDA-eligible area on USDA's eligibility map, so a 0%-down USDA loan may be possible. Income limits apply, and the lender makes the final call.

Is it inside city limits?

No. The MLS lists 3339 Highway 123 as outside city limits.

More homes in N/A

Listing courtesy of Billy Bruce Realty · (417) 326-2106

Listing data last updated November 3, 2026 at 1:46 pm CST. Source: Southern Missouri Regional MLS (SOMO). MLS #60334017.

The data relating to real estate for sale on this web page comes in part from the Internet Data Exchange (IDX) of the Southern Missouri Regional MLS. Real estate listings held by brokerage firms other than Albers Real Estate Group are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is not guaranteed, and all information should be verified by the consumer. Any representation that a web site contains all listings shall only mean that the web site contains all listings available to the public through the IDX data feed. There may be other properties offered through a REALTOR® that have not been displayed on this site. © 2026 Southern Missouri Regional MLS. All rights reserved.

39 photos of 3339 Highway 123

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