








































$349,900
3103 Highway 123, Humansville, MO 65674
- Bedrooms
- 3
- Bathrooms
- 2
- Square feet
- 1,860
- Lot
- 17.3 ac
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- Built 2018
- Main-level primary
- No HOA
- Humansville schools
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About this home
17 Acres of Privacy, Seclusion & Country Living!Located just north of Humansville and less than 5 minutes from Highway 13, this beautiful 17-acre property offers the perfect combination of privacy, peaceful country living, and convenience!Tucked away from the road, a long gravel driveway winds through the trees and leads you back to a home completely hidden from passing traffic. Surrounded by heavily wooded acreage, mature trees, and nature, you'll feel like you're miles away from everything while still being just a short drive from town!Built in 2018, this spacious 1,860 sq. ft. home offers 3 bedrooms, 2 bathrooms, and a comfortable, open layout. Inside, you'll find a roomy living area, a kitchen with plenty of cabinet and countertop space, a breakfast bar, and a great dining area. One of the added bonuses is the oversized laundry room and pantry combination, offering plenty of extra storage and workspace!Step outside and enjoy everything these 17 acres have to offer! Whether you're looking for a little homestead, a place to enjoy wildlife, recreational land, or simply some peace and quiet, there's plenty of room to make it your own. The property features heavily wooded acreage, a wet-weather creek, some gardening already started, and open areas around the home. Both the front and rear of the house are also ready for future porches, giving you the opportunity to create the perfect spot to sit back, relax, and enjoy your surroundings! Need room for a shop, garage, or future projects? You're already a step ahead! The electrical setup includes two 200-amp hookups, with one ready for a future shop or garage, along with an additional 220-volt, 50-amp hookup at the pole. With this much privacy, room to roam, and easy access to Highway 13, this property offers the country lifestyle so many people are looking for, without sacrificing convenience.Come see for yourself just how peaceful life can be when you've got 17 acres to call your own!
Facts and features
Interior
- Levels
- One
- Basement
- None
- Fireplace
- No
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Free-Standing Electric Oven, Exhaust Fan, Microwave, Water Softener Owned, Refrigerator, Electric Water Heater, Disposal
- Laundry
- Main Floor
- Features
- Walk-in Shower, W/D Hookup, Internet - Satellite, Internet - Cellular/Wireless, Crown Molding, Soaking Tub, Laminate Counters, Walk-In Closet(s)
Exterior and lot
- Parking
- Circular Driveway, Gravel
- Lot
- 17.3 acres
- Lot features
- Acreage, Mature Trees, Wooded/Cleared Combo, Wet Weather Creek
- Roof
- Composition
- Construction
- Frame, Vinyl Siding, Concrete, Block
Utilities
- Sewer
- Septic Tank
- Water
- Private Well
- Heating
- Pellet Stove, Central
- Cooling
- Central Air, Ceiling Fan(s)
Cost and details
- Taxes
- $1,137/yr (2025)
- HOA / COA dues
- None
- Financing the seller will consider
- Cash, VA, USDA/RD, FHA, Conventional
- Year built
- 2018
- Type
- Manufactured On Land
- Subdivision
- Polk-Not in List
- County
- Polk
Good to know
-
Internet
- DSL up to 10 Mbps: Brightspeed
- Fixed wireless up to 400 Mbps: T-Mobile, Verizon, Wisper ISP, LLC
No fiber or cable is mapped in this area. Starlink is a popular option in rural Missouri.
What providers report for this area. Ask them about this exact address.
-
Flood zone
Not in a FEMA high-risk flood zone (Zone X, minimal risk).
-
City limits
Outside city limits (unincorporated Polk County).
-
Water and sewer
Water: Private Well · Sewer: Septic Tank
-
Assigned schools
Humansville schools
- Humansville
- Humansville
- Humansville
Look up state report cards (Missouri DESE, opens in a new tab)
On the state site, pick the Humansville district, then the school. Assignments can change, so confirm with the district.
Internet comes from the FCC National Broadband Map (data as of December 2025). Flood zone, USDA and city limits come from public FEMA, USDA and Census maps for this home’s map location; water, sewer and schools come from the MLS listing. Map lines can be off near a boundary, so confirm with your lender, a flood certificate or the city before you buy.
Estimated payment
—/mo
- Principal and interest
- —
- Property tax
- —
- Homeowners insurance (est.)
- —
- Mortgage insurance (PMI)
- —
Loan amount —. Rate: Freddie Mac weekly national average for this loan term, week of Oct 29, 2026. Tax: from the MLS listing. Insurance: estimated at 0.75% of the price per year. See loan programs in Springfield
Get exact numbers
Adam Swenka at Flat Branch Home Loans, a local lender we work with, can send you real numbers for this home: rate, monthly payment and cash to close.
Estimate only. Not a loan offer, rate quote or commitment to lend. This calculator is for general information and illustration. Your actual rate, payment, mortgage insurance, fees and loan eligibility depend on your credit, income, down payment, loan program and lender, and are determined only by a licensed mortgage lender. The rate shown is Freddie Mac's Primary Mortgage Market Survey national weekly average and may not be available to you. Property taxes are based on the current owner's assessment and may change after a sale; insurance is a rough estimate, and actual premiums vary by home, coverage and insurer. Albers Real Estate Group is a real estate brokerage, not a mortgage lender. Talk to a licensed lender for a personalized quote.
Location
Neighborhood
Polk-Not in List
How far is it?
- Downtown Springfield (Park Central Square) 44 mi
- Springfield-Branson National Airport 40 mi
Straight-line miles. Driving distance is longer.
Guides for this home
Financing
Quick answers
What school district is 3103 Highway 123 in?
3103 Highway 123 is in the Humansville school district, according to the MLS listing. The assigned high school is Humansville.
Is it on city sewer?
No, it has a septic system. The MLS lists the sewer as: Septic Tank.
Is there an HOA?
No. The listing shows no homeowners association.
What kind of loan can I use on this home?
The seller will consider Cash, VA, USDA/RD, FHA and Conventional offers, according to the MLS listing. Whether a specific loan works also depends on your lender and the appraisal.
How long has it been on the market?
It has been listed for 1 day.
Is 3103 Highway 123 in a flood zone?
No. FEMA's flood map shows this home's map location outside high-risk flood zones (Zone X, minimal risk).
What internet is available at 3103 Highway 123?
The FCC National Broadband Map shows these for the area: DSL up to 10 Mbps: Brightspeed; Fixed wireless up to 400 Mbps: T-Mobile, Verizon, Wisper ISP, LLC. No fiber or cable is mapped in this area. Starlink is a popular option in rural Missouri. Check with providers for this exact address.
Is it inside city limits?
No. The MLS lists 3103 Highway 123 as outside city limits.
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Listing data last updated November 3, 2026 at 3:01 pm CST. Source: Southern Missouri Regional MLS (SOMO). MLS #60337572.
The data relating to real estate for sale on this web page comes in part from the Internet Data Exchange (IDX) of the Southern Missouri Regional MLS. Real estate listings held by brokerage firms other than Albers Real Estate Group are marked with the IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is not guaranteed, and all information should be verified by the consumer. Any representation that a web site contains all listings shall only mean that the web site contains all listings available to the public through the IDX data feed. There may be other properties offered through a REALTOR® that have not been displayed on this site. © 2026 Southern Missouri Regional MLS. All rights reserved.